Health Care Reform – Busting The 3 Biggest Myths

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In the past couple of months we’ve seen a lot of Health Care Reform regulations and rules being introduced with the Health and Human Services Department. Each of the analysts start talking about the pros and cons, and what it means to individuals and businesses.The issue with this is, many times one author looked in the regulation, and also wrote a bit about it. Then other writers start using pieces from that first post and rewriting parts to fit their own article. By the time the information gets widely distributed, the actual regulations and rules become twisted and distorted, and that which really shows up in the press sometimes just doesn’t truly represent the reality of exactly what the regulations state.There is a good deal of misunderstanding about what is happening with ObamaCare, and one of the things which I’ve seen in discussions with clients, is that there is an underlying group of myths that people have picked up about medical care reform which just aren’t true. But because of all they have discovered in the media, people believe these myths are actually true.Now we are going to speak about three myths that I hear many commonly. Not everybody believes that these truths, but enough do, and many others are unsure exactly what to believe, therefore it disturbs dispelling these myths today.The very first one is that health care reform only affects uninsured people. And the previous one is that health care reform is going to reduce the costs of healthcare.Health Care Reform Only Affects UninsuredLet’s look at the first myth regarding health care reform simply impacting uninsured people. At lots of the discussions I have with customers, there are several sayings that they use:”I have coverage, so that I will not be impacted by ObamaCare,” or”I will just keep my grandfathered medical insurance plan,” and the last one – and this one I could give them a tiny bit of leeway, because part of what they’re saying is accurate — is”I have group health insurance, so that I won’t be affected by medical care reform.”Well, the reality is that health care reform is really going to affect everybody. Starting in 2014, we’re going to have an entirely new collection of health plans, and those plans have quite wealthy benefits with lots of extra features that the present plans today do not provide. These new plans will be higher cost.Health Care Reform’s Effect On People With Health InsurancePeople that currently have health insurance are going to be transitioned into those new plans sometime in 2014. Therefore the insured will be directly influenced by this since the health plans that they have today are moving away, and they’ll be mapped to a new ObamaCare program in 2014.Health Care Reform Effect On The UninsuredThe uninsured have an additional issue in that if they don’t get medical insurance in 2014, they face a mandate penalty. In that case I will only take the penalty.” But either way, they will be directly affected by health care reform. Through the mandate it affects the insured in addition to the uninsured. For more dtail click >>>

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